diff --git a/app/Jobs/BiayaKartu.php b/app/Jobs/BiayaKartu.php
index 21fe2c1..23ba78d 100644
--- a/app/Jobs/BiayaKartu.php
+++ b/app/Jobs/BiayaKartu.php
@@ -96,14 +96,80 @@
         {
             foreach ($cards as $card) {
                 try {
-                    $accountInfo = $this->getAccountInfo($card->accflag);
-                    $this->updateOrCreateAtmCard($card, $accountInfo);
+                    $existingCard = $this->getExistingCard($card->crdno);
+
+                    // Perbarui data kartu dasar
+                    $cardData = $this->getCardBaseData($card);
+
+                    // Periksa jika perlu memperbarui branch dan currency
+                    if ($this->needBranchAndCurrencyUpdate($existingCard)) {
+                        $accountInfo = $this->getAccountInfo($card->accflag);
+                        $this->updateBranchAndCurrency($card->crdno, $accountInfo);
+                    } else {
+                        Atmcard::updateOrCreate(['crdno' => $card->crdno], $cardData);
+                    }
                 } catch (Exception $e) {
                     Log::warning("Gagal memproses kartu {$card->crdno}: " . $e->getMessage());
                 }
             }
         }
 
+        /**
+         * Get existing card from database if exists
+         *
+         * @param string $cardNumber
+         *
+         * @return Atmcard|null
+         */
+        private function getExistingCard(string $cardNumber)
+        : ?Atmcard
+        {
+            return Atmcard::where('crdno', $cardNumber)->first();
+        }
+
+        /**
+         * Get base data for card update
+         *
+         * @param object $card
+         *
+         * @return array
+         */
+        private function getCardBaseData(object $card)
+        : array
+        {
+            return [
+                'accflag'     => $card->accflag,
+                'cracc1'      => $card->cracc1,
+                'cracc2'      => $card->cracc2,
+                'cracc3'      => $card->cracc3,
+                'cracc4'      => $card->cracc4,
+                'cracc5'      => $card->cracc5,
+                'craccnam1'   => $card->craccnam1,
+                'craccnam2'   => $card->craccnam2,
+                'craccnam3'   => $card->craccnam3,
+                'craccnam4'   => $card->craccnam4,
+                'craccnam5'   => $card->craccnam5,
+                'crsts'       => $card->crsts,
+                'cttype'      => $card->cttype,
+                'ctdesc'      => $card->ctdesc,
+                'last_update' => $card->lastupdate,
+            ];
+        }
+
+        /**
+         * Check if branch and currency update is needed
+         *
+         * @param Atmcard|null $card
+         *
+         * @return bool
+         */
+        private function needBranchAndCurrencyUpdate(?Atmcard $card)
+        : bool
+        {
+            // Jika kartu belum ada atau branch/currency belum terisi
+            return $card === null || empty($card->branch) || empty($card->currency);
+        }
+
         /**
          * Get account information from the API
          *
@@ -126,38 +192,23 @@
         }
 
         /**
-         * Update or create ATM card record
+         * Update branch and currency information for a card
          *
-         * @param object $card
+         * @param string $cardNumber
          * @param array  $accountInfo
          *
          * @return void
          */
-        private function updateOrCreateAtmCard(object $card, array $accountInfo)
+        private function updateBranchAndCurrency(string $cardNumber, array $accountInfo)
         : void
         {
-            Atmcard::updateOrCreate(
-                ['crdno' => $card->crdno],
-                [
-                    'accflag'     => $card->accflag,
-                    'cracc1'      => $card->cracc1,
-                    'cracc2'      => $card->cracc2,
-                    'cracc3'      => $card->cracc3,
-                    'cracc4'      => $card->cracc4,
-                    'cracc5'      => $card->cracc5,
-                    'craccnam1'   => $card->craccnam1,
-                    'craccnam2'   => $card->craccnam2,
-                    'craccnam3'   => $card->craccnam3,
-                    'craccnam4'   => $card->craccnam4,
-                    'craccnam5'   => $card->craccnam5,
-                    'crsts'       => $card->crsts,
-                    'cttype'      => $card->cttype,
-                    'ctdesc'      => $card->ctdesc,
-                    'last_update' => $card->lastupdate,
-                    'crdate'      => $card->crdate,
-                    'branch'      => $accountInfo['acctCompany'],
-                    'currency'    => $accountInfo['acctCurrency'],
-                ]
-            );
+            $cardData = [
+                'branch'   => $accountInfo['acctCompany'],
+                'currency' => $accountInfo['acctCurrency'],
+            ];
+
+            Atmcard::where('crdno', $cardNumber)->update($cardData);
+
+            Log::info("Berhasil memperbarui branch dan currency untuk kartu {$cardNumber}");
         }
     }