diff --git a/app/Jobs/ProcessAccountDataJob.php b/app/Jobs/ProcessAccountDataJob.php
index 71bd8da..e88b105 100644
--- a/app/Jobs/ProcessAccountDataJob.php
+++ b/app/Jobs/ProcessAccountDataJob.php
@@ -90,17 +90,24 @@
 
                                     // Store the opening balances in the AccountBalance model for this period
                                     if (isset($data['open_actual_bal']) || isset($data['open_cleared_bal'])) {
-                                        $accountBalance = AccountBalance::firstOrNew([
+                                        // Prepare balance data for bulk insert/update
+                                        $balanceData = [
                                             'account_number' => $data['account_number'],
-                                            'period'         => $this->period
-                                        ]);
+                                            'period' => $this->period,
+                                            'actual_balance' => empty($data['open_actual_bal']) ? 0 : $data['open_actual_bal'],
+                                            'cleared_balance' => empty($data['open_cleared_bal']) ? 0 : $data['open_cleared_bal'],
+                                            'created_at' => now(),
+                                            'updated_at' => now()
+                                        ];
 
-                                        // Set the balances
-                                        $accountBalance->actual_balance  = $data['open_actual_bal'] ?? 0;
-                                        $accountBalance->cleared_balance = $data['open_cleared_bal'] ?? 0;
-
-                                        $accountBalance->save();
-                                        Log::info("Saved balance for account {$data['account_number']} for period {$this->period}");
+                                        // Use updateOrInsert to reduce queries
+                                        AccountBalance::updateOrInsert(
+                                            [
+                                                'account_number' => $data['account_number'],
+                                                'period' => $this->period
+                                            ],
+                                            $balanceData
+                                        );
                                     }
 
                                     $processedCount++;
diff --git a/app/Jobs/ProcessStmtEntryDataJob.php b/app/Jobs/ProcessStmtEntryDataJob.php
index b572509..b539609 100644
--- a/app/Jobs/ProcessStmtEntryDataJob.php
+++ b/app/Jobs/ProcessStmtEntryDataJob.php
@@ -73,7 +73,13 @@
                                 if ($data['stmt_entry_id'] !== 'stmt_entry_id') {
                                     // Bersihkan trans_reference dari \\BNK jika ada
                                     if (isset($data['trans_reference'])) {
-                                        $data['trans_reference'] = str_replace('\\BNK', '', $data['trans_reference']);
+                                        $cleanedRef = preg_replace('/\\\\.*$/', '', $data['trans_reference']);
+                                        //$firstTwoChars = substr($cleanedRef, 0, 2);
+                                        /*$data['trans_reference'] = (in_array($firstTwoChars, ['FT', 'TT','AA']))
+                                            ? substr($cleanedRef, 0, 12)
+                                            : $cleanedRef;*/
+
+                                        $data['trans_reference'] = $cleanedRef;
                                     }
 
                                     StmtEntry::updateOrCreate(