diff --git a/app/Console/UpdateAllAtmCardsCommand.php b/app/Console/UpdateAllAtmCardsCommand.php
new file mode 100644
index 0000000..2d8fa45
--- /dev/null
+++ b/app/Console/UpdateAllAtmCardsCommand.php
@@ -0,0 +1,110 @@
+<?php
+
+namespace Modules\Webstatement\Console;
+
+use Exception;
+use Illuminate\Console\Command;
+use Illuminate\Support\Facades\Log;
+use Modules\Webstatement\Jobs\UpdateAllAtmCardsBatchJob;
+
+class UpdateAllAtmCardsCommand extends Command
+{
+    /**
+     * The name and signature of the console command.
+     *
+     * @var string
+     */
+    protected $signature = 'atmcard:update-all
+                            {--sync-log-id= : ID sync log yang akan digunakan}
+                            {--batch-size=100 : Ukuran batch untuk processing}
+                            {--queue=atmcard-update : Nama queue untuk job}
+                            {--filters= : Filter JSON untuk kondisi kartu}
+                            {--dry-run : Preview tanpa eksekusi aktual}';
+
+    /**
+     * The console command description.
+     *
+     * @var string
+     */
+    protected $description = 'Jalankan job untuk update seluruh kartu ATM secara batch';
+
+    /**
+     * Execute the console command.
+     *
+     * @return int
+     */
+    public function handle(): int
+    {
+        Log::info('Memulai command update seluruh kartu ATM');
+
+        try {
+            $syncLogId = $this->option('sync-log-id');
+            $batchSize = (int) $this->option('batch-size');
+            $queueName = $this->option('queue');
+            $filtersJson = $this->option('filters');
+            $isDryRun = $this->option('dry-run');
+
+            // Parse filters jika ada
+            $filters = [];
+            if ($filtersJson) {
+                $filters = json_decode($filtersJson, true);
+                if (json_last_error() !== JSON_ERROR_NONE) {
+                    $this->error('Format JSON filters tidak valid');
+                    return Command::FAILURE;
+                }
+            }
+
+            // Validasi input
+            if ($batchSize <= 0) {
+                $this->error('Batch size harus lebih besar dari 0');
+                return Command::FAILURE;
+            }
+
+            $this->info('Konfigurasi job:');
+            $this->info("- Sync Log ID: " . ($syncLogId ?: 'Akan dibuat baru'));
+            $this->info("- Batch Size: {$batchSize}");
+            $this->info("- Queue: {$queueName}");
+            $this->info("- Filters: " . ($filtersJson ?: 'Tidak ada'));
+            $this->info("- Dry Run: " . ($isDryRun ? 'Ya' : 'Tidak'));
+
+            if ($isDryRun) {
+                $this->warn('Mode DRY RUN - Job tidak akan dijalankan');
+                return Command::SUCCESS;
+            }
+
+            // Konfirmasi sebelum menjalankan
+            if (!$this->confirm('Apakah Anda yakin ingin menjalankan job update seluruh kartu ATM?')) {
+                $this->info('Operasi dibatalkan');
+                return Command::SUCCESS;
+            }
+
+            // Dispatch job
+            $job = new UpdateAllAtmCardsBatchJob($syncLogId, $batchSize, $filters);
+            $job->onQueue($queueName);
+            dispatch($job);
+
+            $this->info('Job berhasil dijadwalkan!');
+            $this->info("Queue: {$queueName}");
+            $this->info('Gunakan command berikut untuk memonitor:');
+            $this->info('php artisan queue:work --queue=' . $queueName);
+
+            Log::info('Command update seluruh kartu ATM selesai', [
+                'sync_log_id' => $syncLogId,
+                'batch_size' => $batchSize,
+                'queue' => $queueName,
+                'filters' => $filters
+            ]);
+
+            return Command::SUCCESS;
+
+        } catch (Exception $e) {
+            $this->error('Terjadi error: ' . $e->getMessage());
+            Log::error('Error dalam command update seluruh kartu ATM: ' . $e->getMessage(), [
+                'file' => $e->getFile(),
+                'line' => $e->getLine()
+            ]);
+
+            return Command::FAILURE;
+        }
+    }
+}
diff --git a/app/Jobs/GenerateBiayaKartuCsvJob.php b/app/Jobs/GenerateBiayaKartuCsvJob.php
index e98addd..e32e1b6 100644
--- a/app/Jobs/GenerateBiayaKartuCsvJob.php
+++ b/app/Jobs/GenerateBiayaKartuCsvJob.php
@@ -63,7 +63,9 @@
                 $this->updateCsvLogStart();
 
                 // Generate CSV file
-                $result = $this->generateAtmCardCsv();
+//                $result = $this->generateAtmCardCsv();
+
+                $result = $this->generateSingleAtmCardCsv();
 
                 // Update status CSV generation berhasil
                 $this->updateCsvLogSuccess($result);
@@ -415,4 +417,155 @@
 
             Log::error('Pembuatan file CSV gagal: ' . $errorMessage);
         }
+
+        /**
+         * Generate single CSV file with all ATM card data without branch separation
+         *
+         * @return array Information about the generated file and upload status
+         * @throws RuntimeException
+         */
+        private function generateSingleAtmCardCsv(): array
+        {
+            Log::info('Memulai pembuatan file CSV tunggal untuk semua kartu ATM');
+
+            try {
+                // Ambil semua kartu yang memenuhi syarat
+                $cards = $this->getEligibleAtmCards();
+
+                if ($cards->isEmpty()) {
+                    Log::warning('Tidak ada kartu ATM yang memenuhi syarat untuk periode ini');
+                    throw new RuntimeException('Tidak ada kartu ATM yang memenuhi syarat untuk diproses');
+                }
+
+                // Buat nama file dengan timestamp
+                $dateTime = now()->format('Ymd_Hi');
+                $singleFilename = pathinfo($this->csvFilename, PATHINFO_FILENAME)
+                    . '_ALL_BRANCHES_'
+                    . $dateTime . '.'
+                    . pathinfo($this->csvFilename, PATHINFO_EXTENSION);
+
+                $filename = storage_path('app/' . $singleFilename);
+
+                Log::info('Membuat file CSV: ' . $filename);
+
+                // Buka file untuk menulis
+                $handle = fopen($filename, 'w+');
+                if (!$handle) {
+                    throw new RuntimeException("Tidak dapat membuat file CSV: $filename");
+                }
+
+                $recordCount = 0;
+
+                try {
+                    // Tulis semua kartu ke dalam satu file
+                    foreach ($cards as $card) {
+                        $fee = $this->determineCardFee($card);
+                        $csvRow = $this->createCsvRow($card, $fee);
+
+                        if (fputcsv($handle, $csvRow, '|') === false) {
+                            throw new RuntimeException("Gagal menulis data kartu ke file CSV: {$card->crdno}");
+                        }
+
+                        $recordCount++;
+
+                        // Log progress setiap 1000 record
+                        if ($recordCount % 1000 === 0) {
+                            Log::info("Progress: {$recordCount} kartu telah diproses");
+                        }
+                    }
+                } finally {
+                    fclose($handle);
+                }
+
+                Log::info("Selesai menulis {$recordCount} kartu ke file CSV");
+
+                // Bersihkan file CSV (hapus double quotes)
+                $this->cleanupCsvFile($filename);
+
+                Log::info('File CSV berhasil dibersihkan dari double quotes');
+
+                // Upload file ke SFTP (tanpa branch specific directory)
+                $uploadSuccess = true; // $this->uploadSingleFileToSftp($filename);
+
+                $result = [
+                    'localFilePath' => $filename,
+                    'recordCount' => $recordCount,
+                    'uploadToSftp' => $uploadSuccess,
+                    'timestamp' => now()->format('Y-m-d H:i:s'),
+                    'fileName' => $singleFilename
+                ];
+
+                Log::info('Pembuatan file CSV tunggal selesai', $result);
+
+                return $result;
+
+            } catch (Exception $e) {
+                Log::error('Error dalam generateSingleAtmCardCsv: ' . $e->getMessage(), [
+                    'file' => $e->getFile(),
+                    'line' => $e->getLine(),
+                    'trace' => $e->getTraceAsString()
+                ]);
+                throw $e;
+            }
+        }
+
+        /**
+         * Upload single CSV file to SFTP server without branch directory
+         *
+         * @param string $localFilePath Path to the local CSV file
+         * @return bool True if upload successful, false otherwise
+         */
+        private function uploadSingleFileToSftp(string $localFilePath): bool
+        {
+            try {
+                Log::info('Memulai upload file tunggal ke SFTP: ' . $localFilePath);
+
+                // Update status SFTP upload dimulai
+                $this->updateSftpLogStart();
+
+                // Ambil nama file dari path
+                $filename = basename($localFilePath);
+
+                // Ambil konten file
+                $fileContent = file_get_contents($localFilePath);
+                if ($fileContent === false) {
+                    Log::error("Tidak dapat membaca file untuk upload: {$localFilePath}");
+                    return false;
+                }
+
+                // Dapatkan disk SFTP
+                $disk = Storage::disk('sftpKartu');
+
+                // Tentukan path tujuan di server SFTP (root directory)
+                $remotePath = env('BIAYA_KARTU_REMOTE_PATH', '/');
+                $remoteFilePath = rtrim($remotePath, '/') . '/' . $filename;
+
+                Log::info('Mengunggah ke path remote: ' . $remoteFilePath);
+
+                // Upload file ke server SFTP
+                $result = $disk->put($remoteFilePath, $fileContent);
+
+                if ($result) {
+                    $this->updateSftpLogSuccess();
+                    Log::info("File CSV tunggal berhasil diunggah ke SFTP: {$remoteFilePath}");
+                    return true;
+                } else {
+                    $errorMsg = "Gagal mengunggah file CSV tunggal ke SFTP: {$remoteFilePath}";
+                    $this->updateSftpLogFailed($errorMsg);
+                    Log::error($errorMsg);
+                    return false;
+                }
+
+            } catch (Exception $e) {
+                $errorMsg = "Error saat mengunggah file tunggal ke SFTP: " . $e->getMessage();
+                $this->updateSftpLogFailed($errorMsg);
+
+                Log::error($errorMsg, [
+                    'file' => $e->getFile(),
+                    'line' => $e->getLine(),
+                    'periode' => $this->periode
+                ]);
+                return false;
+            }
+        }
     }
diff --git a/app/Jobs/UpdateAllAtmCardsBatchJob.php b/app/Jobs/UpdateAllAtmCardsBatchJob.php
new file mode 100644
index 0000000..e2c420c
--- /dev/null
+++ b/app/Jobs/UpdateAllAtmCardsBatchJob.php
@@ -0,0 +1,379 @@
+<?php
+
+namespace Modules\Webstatement\Jobs;
+
+use Exception;
+use Illuminate\Bus\Queueable;
+use Illuminate\Support\Facades\DB;
+use Illuminate\Support\Facades\Log;
+use Illuminate\Queue\SerializesModels;
+use Illuminate\Queue\InteractsWithQueue;
+use Modules\Webstatement\Models\Atmcard;
+use Illuminate\Contracts\Queue\ShouldQueue;
+use Illuminate\Foundation\Bus\Dispatchable;
+use Modules\Webstatement\Models\KartuSyncLog;
+
+class UpdateAllAtmCardsBatchJob implements ShouldQueue
+{
+    use Dispatchable, InteractsWithQueue, Queueable, SerializesModels;
+
+    /**
+     * Konstanta untuk konfigurasi batch processing
+     */
+    private const BATCH_SIZE = 100;
+    private const MAX_EXECUTION_TIME = 7200; // 2 jam dalam detik
+    private const DELAY_BETWEEN_JOBS = 2; // 2 detik delay antar job
+    private const MAX_DELAY_SPREAD = 300; // Spread maksimal 5 menit
+
+    /**
+     * ID log sinkronisasi
+     *
+     * @var int
+     */
+    protected $syncLogId;
+
+    /**
+     * Model log sinkronisasi
+     *
+     * @var KartuSyncLog
+     */
+    protected $syncLog;
+
+    /**
+     * Batch size untuk processing
+     *
+     * @var int
+     */
+    protected $batchSize;
+
+    /**
+     * Filter kondisi kartu yang akan diupdate
+     *
+     * @var array
+     */
+    protected $filters;
+
+    /**
+     * Create a new job instance.
+     *
+     * @param int|null $syncLogId ID log sinkronisasi
+     * @param int $batchSize Ukuran batch untuk processing
+     * @param array $filters Filter kondisi kartu
+     */
+    public function __construct(?int $syncLogId = null, int $batchSize = self::BATCH_SIZE, array $filters = [])
+    {
+        $this->syncLogId = $syncLogId;
+        $this->batchSize = $batchSize > 0 ? $batchSize : self::BATCH_SIZE;
+        $this->filters = $filters;
+    }
+
+    /**
+     * Execute the job untuk update seluruh kartu ATM
+     *
+     * @return void
+     * @throws Exception
+     */
+    public function handle(): void
+    {
+        set_time_limit(self::MAX_EXECUTION_TIME);
+
+        Log::info('Memulai job update seluruh kartu ATM', [
+            'sync_log_id' => $this->syncLogId,
+            'batch_size' => $this->batchSize,
+            'filters' => $this->filters
+        ]);
+
+        try {
+            DB::beginTransaction();
+
+            // Load atau buat log sinkronisasi
+            $this->loadOrCreateSyncLog();
+
+            // Update status job dimulai
+            $this->updateJobStartStatus();
+
+            // Ambil total kartu yang akan diproses
+            $totalCards = $this->getTotalCardsCount();
+
+            if ($totalCards === 0) {
+                Log::info('Tidak ada kartu ATM yang perlu diupdate');
+                $this->updateJobCompletedStatus(0, 0);
+                DB::commit();
+                return;
+            }
+
+            Log::info("Ditemukan {$totalCards} kartu ATM yang akan diproses");
+
+            // Proses kartu dalam batch
+            $processedCount = $this->processCardsInBatches($totalCards);
+
+            // Update status job selesai
+            $this->updateJobCompletedStatus($totalCards, $processedCount);
+
+            Log::info('Job update seluruh kartu ATM selesai', [
+                'total_cards' => $totalCards,
+                'processed_count' => $processedCount,
+                'sync_log_id' => $this->syncLog->id
+            ]);
+
+            DB::commit();
+
+        } catch (Exception $e) {
+            DB::rollBack();
+
+            $this->updateJobFailedStatus($e->getMessage());
+
+            Log::error('Gagal menjalankan job update seluruh kartu ATM: ' . $e->getMessage(), [
+                'file' => $e->getFile(),
+                'line' => $e->getLine(),
+                'sync_log_id' => $this->syncLogId,
+                'trace' => $e->getTraceAsString()
+            ]);
+
+            throw $e;
+        }
+    }
+
+    /**
+     * Load atau buat log sinkronisasi baru
+     *
+     * @return void
+     * @throws Exception
+     */
+    private function loadOrCreateSyncLog(): void
+    {
+        Log::info('Loading atau membuat sync log', ['sync_log_id' => $this->syncLogId]);
+
+        if ($this->syncLogId) {
+            $this->syncLog = KartuSyncLog::find($this->syncLogId);
+            if (!$this->syncLog) {
+                throw new Exception("Sync log dengan ID {$this->syncLogId} tidak ditemukan");
+            }
+        } else {
+            // Buat log sinkronisasi baru
+            $this->syncLog = KartuSyncLog::create([
+                'periode' => now()->format('Y-m'),
+                'sync_notes' => 'Batch update seluruh kartu ATM dimulai',
+                'is_sync' => false,
+                'sync_at' => null,
+                'is_csv' => false,
+                'csv_at' => null,
+                'is_ftp' => false,
+                'ftp_at' => null
+            ]);
+        }
+
+        Log::info('Sync log berhasil dimuat/dibuat', ['sync_log_id' => $this->syncLog->id]);
+    }
+
+    /**
+     * Update status saat job dimulai
+     *
+     * @return void
+     */
+    private function updateJobStartStatus(): void
+    {
+        Log::info('Memperbarui status job dimulai');
+
+        $this->syncLog->update([
+            'sync_notes' => $this->syncLog->sync_notes . "\nBatch update seluruh kartu ATM dimulai pada " . now()->format('Y-m-d H:i:s'),
+            'is_sync' => false,
+            'sync_at' => null
+        ]);
+    }
+
+    /**
+     * Ambil total jumlah kartu yang akan diproses
+     *
+     * @return int
+     */
+    private function getTotalCardsCount(): int
+    {
+        Log::info('Menghitung total kartu yang akan diproses', ['filters' => $this->filters]);
+
+        $query = $this->buildCardQuery();
+        $count = $query->count();
+
+        Log::info("Total kartu ditemukan: {$count}");
+        return $count;
+    }
+
+    /**
+     * Build query untuk mengambil kartu berdasarkan filter
+     *
+     * @return \Illuminate\Database\Eloquent\Builder
+     */
+    private function buildCardQuery()
+    {
+        $query = Atmcard::where('crsts', 1) // Kartu aktif
+                        ->whereNotNull('accflag')
+                        ->where('accflag', '!=', '');
+
+        // Terapkan filter default untuk kartu yang perlu update branch/currency
+        if (empty($this->filters) || !isset($this->filters['skip_branch_currency_filter'])) {
+            $query->where(function ($q) {
+                $q->whereNull('branch')
+                  ->orWhere('branch', '')
+                  ->orWhereNull('currency')
+                  ->orWhere('currency', '');
+            });
+        }
+
+        // Terapkan filter tambahan jika ada
+        if (!empty($this->filters)) {
+            foreach ($this->filters as $field => $value) {
+                if ($field === 'skip_branch_currency_filter') {
+                    continue;
+                }
+
+                if (is_array($value)) {
+                    $query->whereIn($field, $value);
+                } else {
+                    $query->where($field, $value);
+                }
+            }
+        }
+
+        return $query;
+    }
+
+    /**
+     * Proses kartu dalam batch
+     *
+     * @param int $totalCards
+     * @return int Jumlah kartu yang berhasil diproses
+     */
+    private function processCardsInBatches(int $totalCards): int
+    {
+        Log::info('Memulai pemrosesan kartu dalam batch', [
+            'total_cards' => $totalCards,
+            'batch_size' => $this->batchSize
+        ]);
+
+        $processedCount = 0;
+        $batchNumber = 1;
+        $totalBatches = ceil($totalCards / $this->batchSize);
+
+        // Proses kartu dalam chunk/batch
+        $this->buildCardQuery()->chunk($this->batchSize, function ($cards) use (&$processedCount, &$batchNumber, $totalBatches, $totalCards) {
+            Log::info("Memproses batch {$batchNumber}/{$totalBatches}", [
+                'cards_in_batch' => $cards->count(),
+                'processed_so_far' => $processedCount
+            ]);
+
+            try {
+                // Dispatch job untuk setiap kartu dalam batch dengan delay
+                foreach ($cards as $index => $card) {
+                    // Hitung delay berdasarkan nomor batch dan index untuk menyebar eksekusi job
+                    $delay = (($batchNumber - 1) * $this->batchSize + $index) % self::MAX_DELAY_SPREAD;
+                    $delay += self::DELAY_BETWEEN_JOBS; // Tambah delay minimum
+
+                    // Dispatch job UpdateAtmCardBranchCurrencyJob
+                    UpdateAtmCardBranchCurrencyJob::dispatch($card, $this->syncLog->id)
+                                                  ->delay(now()->addSeconds($delay))
+                                                  ->onQueue('default');
+
+                    $processedCount++;
+                }
+
+                // Update progress di log setiap 10 batch
+                if ($batchNumber % 10 === 0) {
+                    $this->updateProgressStatus($processedCount, $totalCards, $batchNumber, $totalBatches);
+                }
+
+                Log::info("Batch {$batchNumber} berhasil dijadwalkan", [
+                    'cards_scheduled' => $cards->count(),
+                    'total_processed' => $processedCount
+                ]);
+
+            } catch (Exception $e) {
+                Log::error("Error saat memproses batch {$batchNumber}: " . $e->getMessage(), [
+                    'batch_number' => $batchNumber,
+                    'cards_count' => $cards->count(),
+                    'error' => $e->getMessage()
+                ]);
+                throw $e;
+            }
+
+            $batchNumber++;
+        });
+
+        Log::info('Selesai memproses semua batch', [
+            'total_processed' => $processedCount,
+            'total_batches' => $batchNumber - 1
+        ]);
+
+        return $processedCount;
+    }
+
+    /**
+     * Update status progress pemrosesan
+     *
+     * @param int $processedCount
+     * @param int $totalCards
+     * @param int $batchNumber
+     * @param int $totalBatches
+     * @return void
+     */
+    private function updateProgressStatus(int $processedCount, int $totalCards, int $batchNumber, int $totalBatches): void
+    {
+        Log::info('Memperbarui status progress', [
+            'processed' => $processedCount,
+            'total' => $totalCards,
+            'batch' => $batchNumber,
+            'total_batches' => $totalBatches
+        ]);
+
+        $percentage = round(($processedCount / $totalCards) * 100, 2);
+        $progressNote = "\nProgress: {$processedCount}/{$totalCards} kartu dijadwalkan ({$percentage}%) - Batch {$batchNumber}/{$totalBatches}";
+
+        $this->syncLog->update([
+            'sync_notes' => $this->syncLog->sync_notes . $progressNote
+        ]);
+    }
+
+    /**
+     * Update status saat job selesai
+     *
+     * @param int $totalCards
+     * @param int $processedCount
+     * @return void
+     */
+    private function updateJobCompletedStatus(int $totalCards, int $processedCount): void
+    {
+        Log::info('Memperbarui status job selesai', [
+            'total_cards' => $totalCards,
+            'processed_count' => $processedCount
+        ]);
+
+        $completionNote = "\nBatch update selesai pada " . now()->format('Y-m-d H:i:s') .
+                         " - Total {$processedCount} kartu dari {$totalCards} berhasil dijadwalkan untuk update";
+
+        $this->syncLog->update([
+            'is_sync' => true,
+            'sync_at' => now(),
+            'sync_notes' => $this->syncLog->sync_notes . $completionNote
+        ]);
+    }
+
+    /**
+     * Update status saat job gagal
+     *
+     * @param string $errorMessage
+     * @return void
+     */
+    private function updateJobFailedStatus(string $errorMessage): void
+    {
+        Log::error('Memperbarui status job gagal', ['error' => $errorMessage]);
+
+        if ($this->syncLog) {
+            $failureNote = "\nBatch update gagal pada " . now()->format('Y-m-d H:i:s') .
+                          " - Error: {$errorMessage}";
+
+            $this->syncLog->update([
+                'is_sync' => false,
+                'sync_notes' => $this->syncLog->sync_notes . $failureNote
+            ]);
+        }
+    }
+}
diff --git a/app/Providers/WebstatementServiceProvider.php b/app/Providers/WebstatementServiceProvider.php
index fa82202..61283a2 100644
--- a/app/Providers/WebstatementServiceProvider.php
+++ b/app/Providers/WebstatementServiceProvider.php
@@ -6,18 +6,19 @@ use Illuminate\Support\Facades\Blade;
 use Illuminate\Support\ServiceProvider;
 use Nwidart\Modules\Traits\PathNamespace;
 use Illuminate\Console\Scheduling\Schedule;
-use Modules\Webstatement\Console\CheckEmailProgressCommand;
 use Modules\Webstatement\Console\UnlockPdf;
 use Modules\Webstatement\Console\CombinePdf;
 use Modules\Webstatement\Console\ConvertHtmlToPdf;
 use Modules\Webstatement\Console\ExportDailyStatements;
 use Modules\Webstatement\Console\ProcessDailyMigration;
 use Modules\Webstatement\Console\ExportPeriodStatements;
+use Modules\Webstatement\Console\UpdateAllAtmCardsCommand;
+use Modules\Webstatement\Console\CheckEmailProgressCommand;
 use Modules\Webstatement\Console\GenerateBiayakartuCommand;
+use Modules\Webstatement\Console\SendStatementEmailCommand;
 use Modules\Webstatement\Jobs\UpdateAtmCardBranchCurrencyJob;
 use Modules\Webstatement\Console\GenerateAtmTransactionReport;
 use Modules\Webstatement\Console\GenerateBiayaKartuCsvCommand;
-use Modules\Webstatement\Console\SendStatementEmailCommand;
 
 class WebstatementServiceProvider extends ServiceProvider
 {
@@ -70,7 +71,8 @@ class WebstatementServiceProvider extends ServiceProvider
             ExportPeriodStatements::class,
             GenerateAtmTransactionReport::class,
             SendStatementEmailCommand::class,
-            CheckEmailProgressCommand::class
+            CheckEmailProgressCommand::class,
+            UpdateAllAtmCardsCommand::class
         ]);
     }