diff --git a/app/Jobs/GenerateBiayaKartuCsvJob.php b/app/Jobs/GenerateBiayaKartuCsvJob.php
index 5413bf1..9650d18 100644
--- a/app/Jobs/GenerateBiayaKartuCsvJob.php
+++ b/app/Jobs/GenerateBiayaKartuCsvJob.php
@@ -11,19 +11,12 @@
     use Illuminate\Support\Facades\Log;
     use Illuminate\Support\Facades\Storage;
     use Modules\Webstatement\Models\Atmcard;
+    use Modules\Webstatement\Models\JenisKartu;
     use RuntimeException;
 
     class GenerateBiayaKartuCsvJob implements ShouldQueue
     {
         use Dispatchable, InteractsWithQueue, Queueable, SerializesModels;
-
-        private const DEFAULT_FEES = [
-            'CLASSIC' => 3000,
-            'CLAS'    => 3000,
-            'SILVER'  => 5000,
-            'SILV'    => 5000,
-            'GOLD'    => 10000
-        ];
         // Changed from const to property
         private $csvFilename;
 
@@ -35,6 +28,17 @@
             $this->csvFilename = env('BIAYA_KARTU_CSV_FILENAME', 'biaya_kartu_atm.csv');
         }
 
+        /**
+         * Get default fees from JenisKartu table
+         *
+         * @return array
+         */
+        private function getDefaultFees(): array
+        {
+            return JenisKartu::getDefaultFees();
+        }
+
+
         /**
          * Execute the job.
          */
@@ -109,6 +113,8 @@
          */
         private function getEligibleAtmCards()
         {
+            $cardTypes = array_keys($this->getDefaultFees());
+
             return Atmcard::where('crsts', 1)
                           ->whereNotNull('accflag')
                           ->where('accflag', '!=', '')
@@ -116,7 +122,7 @@
                           ->where('branch', '!=', '')
                           ->whereNotNull('currency')
                           ->where('currency', '!=', '')
-                          ->whereIn('ctdesc', array_keys(self::DEFAULT_FEES))
+                          ->whereIn('ctdesc', $cardTypes)
                           ->get();
         }
 
@@ -134,7 +140,8 @@
                 return $card->fee;
             }
 
-            return self::DEFAULT_FEES[$card->ctdesc] ?? 0;
+            $defaultFees = $this->getDefaultFees();
+            return $defaultFees[$card->ctdesc] ?? 0;
         }
 
         /**
diff --git a/app/Models/JenisKartu.php b/app/Models/JenisKartu.php
index d37382c..96c7732 100644
--- a/app/Models/JenisKartu.php
+++ b/app/Models/JenisKartu.php
@@ -19,4 +19,17 @@ class JenisKartu extends Base
         'deleted_by',
         'authorized_by',
     ];
+
+    public static function getDefaultFees(): array
+    {
+        $fees = [];
+        $jenisKartu = self::all();
+
+        foreach ($jenisKartu as $kartu) {
+            $fees[$kartu->code] = $kartu->biaya;
+        }
+
+        return $fees;
+    }
+
 }